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What Is UPI Lite X? Offline Payments via NFC Explained

UPI Lite X is NPCI's offline payment feature that uses NFC to transfer money between phones without internet. No signal? No problem. Here's how it works, what phones support it, and whether it's actually safe to use in India.

Sudarshan Babar 8 min read

Fake Income Tax Refund SMS Scam: Protect Your Bank in 2026

Fraudsters are sending fake income tax refund SMS messages to steal bank details from Indian taxpayers in 2026. One victim lost Rs 1.5 lakh to a single message. Here is how the scam works, the warning signs you need to know, and exactly what to do if you get hit.

Sudarshan Babar 9 min read